Thanet Owner Occupier Loans

Thanet District Council is the first council in Kent to provide loans for home-owners looking to renovate and then move into former empty properties.

Secured interest free loans of up to £20,000 will be available for anyone who purchases, renovates and then moves into properties which have stood empty for a period of six months or more.

The loans are administered in partnership with Kent County Council’s ‘No Use Empty’ initiative.

The scheme will operate across the wards of the Housing Intervention area covering Cliftonville West and Margate Central. 

  • The property must be your principal home and you agree to live in the property for a minimum of five years
  • Loans are interest free for between 5 and 10 years, subject to conditions
  • Loans are repaid monthly to Thanet District Council
  • Loans will help those who have purchased an empty property and need some financial assistance for repairs and improvements to bring their property back into use
  • The maximum loan of £20,000 would be paid in two staged payments following a site visit
  • Smaller loans will be made available as a 100% upfront payment

How do I apply for a loan?

TDC Loan Booklet


We would suggest that you download and read the loan guidance booklet, as this will give you important information on how the scheme works and what conditions you will have to meet to be eligible for a loan.

If you feel that you could benefit from a loan under this scheme or require further information or guidance, then please contact

Steve Grimshaw, KCC Programme Manager on 03000 417084

Formal application packs are obtainable on request from the Project Officer for No Use Empty at Kent County Council.


Thanet District Council have made an initial allocation of £150,000 available from March 2017